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Insights
Expert analysis for discerning borrowers. Market intelligence, structural strategies and lending insights from our triple-qualified advisory team.
1444 articles found
Strata redevelopment and collective sale finance: choices committees face
A decision-grade guide for NSW strata committees weighing finance options for renewal or collective sale, with levy, tax and risk impacts explained in plain English.
Funding The Second Site: Working Capital Moves That Keep You Safe
Opening a second site? Here’s a decision‑grade working capital plan so you don’t blow cashflow, over‑gear the group, or quietly risk the family home.
How To Build Buffers And Contingency Plans For Strata Loans
Practical buffer and contingency rules for Australian strata schemes taking on a building loan. Clear targets, worked examples and what to do if things go wrong.
Should You Self‑Fund Working Capital Or Borrow? A Clear Test
A practical guide to decide when to walk away from a working capital loan and self‑fund instead, especially if you also care about home loan and investment plans.
How To Finance Capital Works In High‑Density And Mixed‑Use Strata
Clear, decision-grade guide to financing major works in high‑rise and mixed‑use strata buildings, including options, lender red flags and what to do this week.
Using Negative Gearing And Capital Works Deductions On Strata Upgrades
A practical guide to how negative gearing, capital works deductions and strata‑funded upgrades really interact for Australian property investors, including worked examples and 2027 reform impacts.
Sole trader? How business facilities can quietly sink your home loan
As a sole trader, your overdraft or business facility can quietly slash your home loan borrowing power. This guide explains how lenders read your limits, statements and tax returns – and the tidy‑up moves to make months before you apply.
Turn Your Overdraft, Trade Finance And Equipment Loans Into One Clear Plan
Most SMEs bolt on overdrafts, trade finance and equipment loans one by one, then wonder why cash feels tight. This guide shows how to turn scattered business facilities into a single, deliberate plan you can start implementing this week.
Practical Steps To Get Your Strata Committee Ready To Borrow
A practical, decision-grade guide to get your strata committee ready to borrow for building works – from scoping and owner communication through to resolutions, lender selection and documentation.
De‑Gearing Working Capital Debt Safely In Your 50s And 60s
A practical, decision‑grade guide for Australian business owners in their 50s and 60s to reduce working capital debt safely, protect their homes, and get retirement‑ready without starving the business of cash.
How To Fund Solar, Batteries And EV Chargers In Strata Buildings
Practical finance options for solar, batteries and EV chargers in Australian strata buildings when you don’t own the roof — including strata loans, green loans, embedded networks and individual workarounds.
Designing Working Capital For Multi‑Site Hospitality And Retail Groups
A decision‑grade guide for multi‑site hospitality and retail owners on whether to centralise or localise working capital. See structures, risks, and practical steps you can take this week.