Services

Premium Lending
Services

Every service is built around your specific circumstances. We don't offer cookie-cutter products—we architect bespoke financing structures backed by four professional qualifications.

Prestige Home Purchase

Bespoke financing for Sydney's most desirable addresses.

$750K – $10M+

Whether you're acquiring a harbourside trophy home in Point Piper, a heritage terrace in Paddington, or a new architectural build in Mosman—we structure financing that reflects the property's true value and your broader wealth position.

Access to prestige-only credit departments at major banks
Private banking and family office lending relationships
Portfolio-aware structuring across multiple properties
Pre-approval strategy for competitive auction markets
Tax-optimised ownership structures (trusts, companies)

Investment Portfolio Finance

Multi-property portfolio structuring for serious investors.

$1M – $20M+

For investors building or expanding a property portfolio, we provide strategic lending architecture that maximises borrowing capacity while maintaining flexibility. Cross-collateralisation, standalone securities, offset structures—each decision is made deliberately.

Portfolio-level debt structuring and optimisation
Cross-collateralisation vs standalone security analysis
Serviceability maximisation across multiple lenders
Tax depreciation and negative gearing strategy alignment
Entity structuring (trust, company, personal) advisory

Refinancing Optimisation

Rate review, equity release and debt restructuring.

$750K+

Premium borrowers frequently leave money on the table with legacy loan structures. We conduct a forensic review of your existing lending—rates, features, security structures—and deliver a clear recommendation, whether that's switching lenders, renegotiating terms, or staying put.

Comprehensive rate and feature comparison across our extensive lender panel
Equity release for investment, renovation or cash flow
Debt consolidation and restructuring
Break cost and switching cost analysis
Post-settlement rate monitoring and annual health checks

Complex & Self-Employed Lending

Solutions for non-standard income and business owners.

Any amount

If you're a business owner, contractor, or professional with complex income structures, standard lending channels often can't see your true capacity. We leverage alt-doc, low-doc, and private credit pathways to match your real financial strength with appropriate lending.

Alt-doc and low-doc lending (BAS, accountant letter, bank statements)
Private credit and non-bank specialist lenders
Director's guarantee and company lending structures
Newly self-employed pathways (under 2 years)
ATO debt resolution and simultaneous lending

Commercial Property Finance

Acquisition finance for commercial assets across Sydney and NSW.

$1M+

From Surry Hills shopfronts to Parramatta office towers, we source and structure commercial property finance tailored to the asset class, lease profile and your investment thesis. Our commercial broker licence enables direct access to specialist commercial credit teams.

Office, retail, industrial and mixed-use financing
Lease covenant analysis and rental yield structuring
Development site and construction finance
Refinancing existing commercial facilities
Joint venture and syndicate lending

SMSF Property Acquisition

Compliant SMSF lending for property through your super fund.

$500K+

Purchasing property through a self-managed super fund requires specialist lending and strict regulatory compliance. We navigate limited recourse borrowing arrangements (LRBAs), bare trust structures and SMSF-specific lender requirements to ensure your fund remains compliant.

Limited recourse borrowing arrangement (LRBA) structuring
Bare trust and holding trustee setup guidance
SMSF-specialist lender panel (bank and non-bank)
Commercial and residential SMSF lending
Coordination with your SMSF accountant and auditor

Not sure which service fits?

Start with a confidential conversation. We'll map your situation to the right structure.

Request Consultation